DISPUTE RESOLUTION/MANDATORY ARBITRATION PROVISION/GOVERNING LAW

By agreeing to receive SMS messages, phone calls, or emails, you agree to resolve any claim, dispute, or controversy (including, but not limited to, Telephone Consumer Protection Act claims) with CoverageYes or its agents, publishers, or advertisers arising therefrom, through binding arbitration administered by the American Arbitration Association in accordance with its Commercial Arbitration Rules. Arbitration will take place in Austin, Texas and will be governed by the laws of Texas. This provision survives termination or expiration of this agreement.

These Terms ONLY APPLY TO text messaging OPT INS:

• CoverageYes text messaging program- Our SMS campaign will inform our subscribers on the status of their insurance's claim and the renewal date of their insurance
• Message frequency- message frequency varies
• Customer care information- Reply HELP to 45173 for help (Call 833 215 9570)
• Opt out instructions- Reply STOP to 45173 to end. You will then be unsubscribed from CoverageYes and no further msgs will be delivered.
• Link to Privacy Policy- https://coverageyes.com/privacy.html
• Carriers are not liable for delayed or undelivered messages
• Message and data rates may apply
• Mobile subscribers phone number Will NEVER be shared or sold to third parties

Terms Below DO NOT apply to SMS Marketing:

By participating in the Service, you agree to these Terms and the Privacy Policy: https://coverageyes.com/privacy.html

Signing Up and Opting-In to the Service

Enrollment in the Service requires you to provide your mobile phone number and agree to these terms and conditions. In addition, you may not enroll if you are under 18 years old. Before the service starts, you will need to agree to these Terms. CoverageYes reserves the right to stop offering the Service at any time with or without notice.

By opting into the Service, you acknowledge that you do not have to agree to receive messages as a condition of purchase. Confirm that you are the subscriber to the relevant phone number or that you are the customary user of that number on a family or business plan and that you are authorized to opt-in.

Consent to the use of an electronic record to document your opt-in. To request a free paper or email copy of the opt-in or update our records with your contact information, don't hesitate to get in touch with info@coverageyes.com. To view and retain an electronic copy of these Terms or the rest of your opt-in, you will need (i) a device (such as a computer or mobile phone) with Internet access, and (ii) and either a printer or storage space on such device. For an email copy, you'll also need an email account you can access from the device, along with a browser or other software that can display the emails.

Charges and Carriers

Message and data rates may apply. Please consult your service agreement with your wireless carrier or contact your wireless carrier to determine your phone's pricing plan and the charges for sending and receiving text messages. You acknowledge that you are responsible for any message, data, or other costs incurred (usage, subscription, etc.) as a result of using the Service.

Supported carriers are AT & T, T-Mobile, Sprint, Boost, Virgin Mobile, U.S. Cellular, Cricket, Alltel, Cincinnati Bell, Cellcom, C-Spire, nTelos, MetroPCS, and other smaller regional carriers. The Service may not be available on all wireless carriers. CoverageYes may add or remove any wireless carrier from the Service at any time without notice. CoverageYes and mobile carriers are not responsible for any undue delays, delivery failure, or errors in messages.

To Stop the Service

To stop receiving text messages from, CoverageYes, text the word STOP to any of the text messages you have received from CoverageYes. This is the exclusive method for opting out. For Services operated through a different number, text STOP to that number to opt-out. Your opt-out request may generate either a confirmation text or a texted request to clarify the text message program it applies (if you have more than one). To complete your opt-out, please provide the requested clarification. You acknowledge that the text message platform may not recognize and respond to unsubscribe requests that do not include the STOP keyword command and agree that CoverageYes and its service providers will have no liability for failing to honor such requests. In addition, if you unsubscribe from one of our text message programs, you may continue to receive text messages from CoverageYes through any other programs you have joined until you separately unsubscribe from those programs. These Terms still will apply if you withdraw the consent mentioned above or opt-out of the Service.

Questions

You can contact: CoverageYes at info@coverageyes.com for further assistance.

Changes to Terms

Although your privacy is very important to us, due to the existing legal and technical environment, we cannot ensure that your personally identifiable information will not be disclosed to third parties in ways not described in this policy. Additionally, we can (and you authorize us to) disclose any information about you to private entities, law enforcement or other government officials as we, in our sole discretion, believe necessary or appropriate to address or resolve inquiries or problems. This will not be done for commercial purposes or gain from CoverageYes as such.

To prevent unauthorized access, maintain data accuracy, and ensure the correct use of information, we have put in place appropriate physical, electronic, and managerial procedures to safeguard and secure the information we collect online. We use SSL encryption technology to protect the transfer of your information.

These Mobile Terms and Conditions are subject to change at any time without notice.

Our SMS campaign will inform our subscribers about current lawsuits and settlements. They also receive updates to changes to any cases.