Articles
Plain-language explainers on auto, health, and life insurance, written for people who have to make a decision this week. No jargon, no sales pitch, and every number shown so you can check it against your own policy.
What Your Auto Deductible Really Costs You Over Five Years
Raising a deductible lowers your premium today and raises your exposure tomorrow. The right choice depends on one number most people never calculate.
How to Read a Health Plan Summary Before You Enroll
Premium is the number people compare. It is rarely the number that decides what a plan costs you in a bad year.
Term or Permanent Life Insurance: How to Tell Which One You Are Buying
Most families need a large amount of coverage for a limited number of years. That single fact settles the question more often than any sales illustration.
The First 48 Hours After a Car Accident, in Order
Claims are decided on documentation. Almost all of the useful documentation has to be collected in the first hour, at the scene.
How Much Life Insurance You Need, Calculated in Twenty Minutes
The right amount of coverage is an arithmetic problem with four inputs. It is worth doing once, properly, with a real number at the end.
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